Our Preferred Lender
Meet Lexi Davis
Mortgage Consultant with Bailey & Wood Mortgage Lender. Lexi is the lender we trust with our own clients: she explains your options in plain language, answers quickly, and works hand in hand with our team so your closing stays on schedule.
Whether you're buying your first home, moving up, or refinancing, a quick conversation with Lexi will tell you what you can comfortably afford before you fall in love with a house.
Start Your Pre-ApprovalCall Lexi
Why pre-approval first
Shop with confidence
In a market where good homes move fast, sellers take pre-approved buyers more seriously. Getting pre-approved before you tour homes sets a clear budget and lets you act the day you find the right one.
Talk with Lexi
A short call about your goals, income, savings and timeline. No pressure, just answers.
Get pre-approved
Share your documents and receive a pre-approval letter that shows sellers you're ready.
Find your home
We search, tour and write a strong offer with your financing already lined up.
Close with ease
Appraisal, underwriting and closing, with our team and Lexi coordinating every step.
Loan options
Find the right fit
Every buyer is different. Lexi can walk you through which of these, or other programs, fits your situation.
Conventional
A popular choice for buyers with steady credit, with flexible down payment options.
FHA
Government-backed loans with lower down payment and credit requirements, often a fit for first-time buyers.
VA
For eligible veterans and service members, often with no down payment required.
USDA
For eligible homes in qualifying rural and suburban areas, common across Northeast Indiana.
Be ready
What to gather
Having these on hand makes pre-approval fast. Lexi will let you know if anything else is needed for your loan.
- Recent pay stubs (last 30 days)
- W-2s or tax returns from the last two years
- Recent bank and asset statements
- A valid photo ID
- Details of any current debts or monthly payments
Next step
Ready to start your search?
Get pre-approved with Lexi, then let us help you find the right home.
Search HomesContact Our TeamLoan programs, rates and eligibility are set by the lender and may change. Contact Lexi Davis at Bailey & Wood Mortgage Lender for current details.